Acting to stop harm: the FCA and Appointed Representatives
James Alleyne, legal counsel with London-based law firm Kingsley Napley LLP, considers a recent decision by the financial services regulator…
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The FOS: strategic priorities, funding and trends in complaints
As readers will know, the Financial Ombudsman Service (FOS) is an independent service open to individual consumers and small businesses,…
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To repossess or not to repossess, that is the question!
Motor finance lenders will all have been breathing a huge sigh of relief at reading the FCA’s most recent draft…
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FCA set to save consumers millions a year by banning discretionary commission motor finance models
In its 2017/18 business plan, the Financial Conduct Authority (FCA) made a commitment to review the motor finance market, largely…
ByTo repossess or not to repossess, that is the question!
These are unprecedented and extremely difficult times for the motor finance industry. Lenders are grappling with constantly changing Financial Conduct…
ByWhat does the FCA really want from credit brokers?
It’s fair to say that firms are always keen to know ‘what’s coming’ from the FCA in order to anticipate…
ByDealing with Vulnerable Customers – Eversheds Sutherland
The fair treatment of vulnerable customers by creditors is a continuing focus of the regulators. Given the risk of large…
ByThe breathing space scheme and the effects on the motor finance industry
The Breathing Space and Statutory Debt Repayment Plans (together ‘the Scheme’) are at the heart of the government’s proposals to…
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