All articles by Verdict Staff

Verdict Staff

Credit products in the new environment

David Wood examines the main concerns for dealers and retailers under the FCA regime

Automotive’s technological advances lead to extended finance offerings

As the new ‘15’ car registration plates are launched, John Simpson, managing director at car finance provider Moneyway, discusses the expected car sales trends for the coming year

Clear FCA guidance on treating vulnerable customers fairly

Katherine Clark, solicitor at Ford & Warren, looks at the recent FCA paper on consumer vulnerability

Motors.co.uk gains ground on Autotrader

Car search site Motors.co.uk recorded 3.5m unique visitors in January, up almost half (49.8%) compared to the same month 2014, according to digital analytics company comScore

MF nomination period extended to 20 March

The Motor Finance 2015 Awards nomination deadline has been extended until 5pm GMT on Friday 20 March 2015.

Motor finance represented in Times 100 best companies to work for 2015

The motor industry was well represented in the Times 100 Best Companies to Work For List 2015, with MotoNovo and The Car Finance Company both making it into the medium sized company list.

The FCA and finance-linked stock funding

Stock funding for used vehicles may not immediately be an area dealers have considered in their preparation for the Financial Conduct Authority (FCA) environment.

An increasingly healthy market with a shift in attitudes to car ownership

Andrew Ballard, head of strategy at Experian Automotive, believes competitive finance deals and better use of data can build upon the buoyant new car market.

Trading agreement created a limited agency with funder’s supplier

A recent Court of Appeal case has implications for suppliers of motor finance as information given to the supplier by the customer can now be construed as the finance company having been given the information themselves, despite the terms of the agreement being expressly to the contrary

Regulated unregulated agreements

Using ‘one size fits all’ documentation has cost Northern Rock’s successor dearly, causing unregulated agreements to be interpreted as regulated