All articles by Verdict Staff

Verdict Staff

Consumer complaints to FCA falls in H2 2015

The Financial Conduct Authority (FCA) received 2.11m new complaints between July and December 2015, down 1.4% from the first half of the year.

Grant Thornton running EU referendum poll for auto industry

Grant Thornton is running a poll to assess the mood of the industry over the upcoming EU membership referendum.

Are finance companies guilty of handing car dealers a bad deal?

Browsing the car comparison website Carwow, I came across an article on hire purchase. The writer points out that with an HP agreement, the finance company will step in to help out in a dispute between the consumer and the dealer.

Discrimination accusation in US auto finance

The primary regulator of consumer financial protection in the US is the Consumer Financial Protection Bureau (CFPB), a federal agency born of the ashes of the last decade’s financial crisis. Racial discrimination did not cause the financial crisis (auto finance securitisations performed well during the crisis), nor is there any evidence to suggest it even played a role.

FLA chairman toasts another successful year

In his introductory speech at the annual Finance & Leasing Association dinner, Nigel Clibbens, chairman of the FLA, celebrated another good year for the industry

Room for further finance growth in Europe’s largest car market

Despite its long history and large size, the German car finance market is poised for change
as leasing matures and online channels develop. Sotiris Kanaris investigates

Tailor the message for the audience

With the vast amount of motor finance introducer-based, Motor Finance investigated what strategies companies employ to reach the consumer in a B2B and B2C world

Prestige lender sees gold in year one

JBR capital launched at the start of 2015 to provide finance for prestige vehicles. Jonathan Minter speaks to founder and managing director Darren Selig about how the first year has gone

Change of mind by FCA on requirement for a default notice after breach of guarantor loan

The Financial Conduct Authority (FCA) has issued a short consultation before finalising its guidance on enforcing security under the Consumer Credit Act 1974 (CCA).

No one’s getting any younger – issues for finance providers to an ageing population

There’s little escaping the fact that no one is getting any younger. In the next five years, the number of consumers aged over 65 in the UK is expected to increase by 1.1 million and the fastest-growing segment of the UK population are those aged 85 and over. The number of people aged over 65 already outnumbers those under 16.