All articles by Richard Irvine-Brown
Richard Irvine-Brown
OFT steps in against payday lenders
The Office of Fair Trading says it has uncovered widespread irresponsible lending, as well as problems from advertising through to debt collections, among payday loan companies.
First Response one of the Best Small Companies
First Response Finance has been named as one of the 100 Best Small Companies to Work For in 2013, while fellow non-prime lender The Funding Corporation was named One to Watch.
Average US car loan hits 65-month term
The average term length on a loan for a new car in the US hit a record of 65 months during the fourth quarter of 2012, according to the American arm of Experian.
Huge rise in PPI complaints to FOS, H2 2012
The number of complaints received by the Financial Ombudsman Service concerning payment protection insurance in the second half of 2012 more than doubled compared to the first half of the year and increased more than four-fold on the same period of 2011.
PSA-Manheim three-year de-fleet deal
European manufacturing partnership PSA Peugeot Citroën has signed a three-year solus de-fleet deal in the UK with remarketing group Manheim.
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Consumers accept overstating income Equifax
Credit reference agency Equifax has said there is a trend among consumers to misrepresent their earnings when applying for a loan.
Fair representation
Whats the worth of good PR in the car finance industry? Richard Brown puts the questions to an independent lender, a manufacturers captive finance provider and a finance broker.
FSA listening to FLA and £260bn sector
The Financial Services Authority has said it will be receptive to the needs of the UK motor finance and asset finance industries, both of which saw growth in 2012.
Dealer finance appetite at all-time low AA
AA Financial Services, the personal loan operation of the automotive body, has said the proportion of those purchasing a car who would opt for dealer finance has fallen to an all-time low of 14%, down from 17% in 2012.
Alert to a better picture
With Experian Automotive set to launch a gamut of product and data updates in 2013, managing director Alistair Scullion spoke to Richard Brown about the evolving credit reference market.