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Using Finance to Drive Deals as Lockdown Eases

Dealers are finally starting to reopen their businesses on a widespread basis. The world in which they are doing so is much changed and the models of trading they are adopting – with widespread use of a combination of online motor retail and

The future of stock funding

New market pressures and new technologies are driving rapid change in the automotive industry, and it’s no different in the world of stock funding. We speak with NETSOL’s Craig Smith about the future of the market and how stock funders can realign

Why fresh thinking is needed to drive PCP

New products are needed to maximise the potential of PCP in the used car sector, believes Startline Motor Finance. The company points out that the penetration of PCP in the used sector still trails new cars by some distance, so that there remains potential

A Changing World

By Sebastian Fuchs, Managing Director Manheim and RMS Automotive Continental Europe. The world is changing rapidly these days; a 16-year-old is motivating millions of people in the world to unite on Fridays to demonstrate for the climate; the automotive

Digital Directions Part Two: Realising Your Digital Journey

In 2017, Alfa’s first Digital Directions report explored leading industry opinion on how digitalisation was changing asset finance. In this follow-up, they look more closely at where companies have reached in their digital journey. Digital Directions

Using AI to Reshape the Portfolio Management Business

There’s a lot of buzz these days about artificial intelligence (AI) and machine learning, usually coming from Silicon Valley high-tech giants. Thanks to RMS Automotive these revolutionary data science technologies are now being used within the vehicle

Driving down the impact of default

The recent final report on the motor finance industry from the Financial Conduct Authority has raised concerns about the assessment of affordability for customers at the point of sale. However, assessing affordability at the collections and arrears stage is

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