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First Response Finance

Award-Winning Motor Finance Services

Chetwynd Business Park
5 Regan Way
United Kingdom

Chetwynd Business Park
5 Regan Way
United Kingdom

First Response Finance is an award-winning finance company in the UK.

With offices in Glasgow, Leigh and Nottingham, we have more than 200 employees that are dedicated to serving dealers and customers through our products, processes and services.

First Response Finance has already helped more than 170,000 customers obtain finance on a motor vehicle such as used cars, motorbikes or vans, and 97% of customers state on that they would recommend us to a friend or family member.

Added-value motor finance services

First Response Finance is a dealer-driven company, so we help dealers get the most out of each finance application by supporting them and their business.

We assist motor dealers with a cost-effective vehicle finance service and package. We also add value to dealers via joint advertising and marketing campaigns, bespoke point-of-sale merchandise and signage, along with regulatory guidance and digital marketing guides.

  • First Response Finance specialises in non-prime finance by offering flexibility with their finance criteria, such as:
  • Full UK or EU licence (provisional considered)
  • Terms ranging from 18 to 60 months
  • Aged 18 and over
  • No deposit required
  • At least 2 years of UK residency
  • Any employment status, including self-employed, military, and benefits
  • Loan amount: £2,000 up to £15,000

Finance is subject to credit files and/or affordability.

Hire purchase services

First Response Finance offers hire purchase finance agreements across three types of vehicles:

  • Car – First Response Finance improve their car hire purchase products through customer and dealer feedback to ensure it is straightforward and simple. It is now easier than ever for your customers to finance a car with First Response Finance Hire Purchase
  • Bike – First Response Finance has a large number of motorbike partners across the UK and is committed to building and maintaining great relationships with motorbike dealers. This relationship means that we can provide finance for new or used motorbikes
  • Van – as a specialist lender in light commercial vehicles (LCVs), First Response Finance are well-equipped to deal with a customer’s financial requirements. The company understands that most customers who apply for van finance are self-employed and require the vehicle for business needs

Customers can spread the cost of their vehicle by paying a fixed monthly amount with terms from 18 to 60 months and vary from £2,000 to £15,000.

As part of First Response Finance’s service to their existing customers, we also offer a monthly repayable unsecured personal loan that can be used to cover those unexpected costs, which can occur in day-to-day life.

Customer service awards

In 2019, First Response Finance won the Feefo Gold Service award for the second concurrent year, highlighting an independent seal of excellence that recognises businesses for delivering exceptional customer experiences.

First Response Finance is also a five-time winner of Dealer Magazine’s ‘Sub-Prime Finance Provider of the year’ award as voted by dealers.