Motorcycle manufacturer Yamaha will continue its 0% APR representative finance offers, run through Black Horse, on small bikes and scooters until 10 September 2012.
Most participating bikes will be offered on a 24-month deal with a deposit of £99, although the Vity scooter (125cc) is available at £79 a month with a £174 deposit and the YBR125 at £98.75 a month with £200 deposit.
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According to manufacturers and financers, PCP has been growing in motorcycles and the industry is keen to push its uptake but, talking to Motor Finance, a spokesperson for Yamaha explained the choice to offer straight finance on its range of 50 and 125cc bikes was because the retail price did not warrant PCP and the residual values arent worth it.
The spokesperson added, despite the small balances, finance was a valuable option for small bikes and Yamaha was assisting customers purchase their first motorcycle: If it wasnt a necessity, we wouldnt do it. The 125cc and scooter sector of the market is made up of new riders, people switching from cars, starting from scratch.
richard.brown@vrlfinancialnews.com
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