All articles by Verdict Staff
Verdict Staff
Editor’s letter: A Gang of Brutes
Continuing last month’s editorial – on forecourt finance – and my recent columns in the New Statesman (CLANG! mind the namedrop), I wanted to look at how hard it is to secure funds on a car, following the disparaging of dealer finance in the Daily Mail compared to high-street lending.
Driving the deal with the right down payment
Carl Virgo asks: As lenders continue to tread that increasingly fine line between keeping dealers and customers satisfied with minimal deposit or down payment requirements against prudent current and future loan-to-value (LTV) ratios, what factors really come into the equation to help the lender drive the right deal for all parties involved?
Proactive dealers and the peak of PPI
Karen Wagstaffe provides a handy checklist to ensure you are protected from PPI claims. The good news: At some point, PPI complaints will peak. The problem is identifying when this will happen, as each month the Ombudsman seems to report another record month of complaints, driven by heavy advertising by claims management companies.
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Dear diary: two wheels and six strings
There once was a terrible pop band that wrote terrible pop songs. They did, however, churn out one line of sulky wisdom: “Girls don’t like boys, girls like cars and money”. Handily, this covers both topics I write about. Or, at least, that’s what I tell women. So what do boys like? Bikes and guitars. Or, at least, that’s what George Miller of Moneyway and I like.
Data Bank: Motor industry statistics from the SMMT
Click on the image below for the full-size version