Scotland’s regional police are joining forces
with the motor finance industry, passing on information on
uninsured drivers.

 

Driving a car that is subject to a finance
agreement without insurance voids the finance contract. 
Scottish police who catch uninsured drivers will now notify the
relevant finance companies through the Finance & Leasing
Association (FLA).

 

Paul Harrison, Head of Motor Finance at the
FLA, said:  “It will mean vehicles which are being driven
illegally and in breach of their finance agreement can be easily
returned to the finance companies. This scheme will contribute to
keeping Scottish roads safe.”

 

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Under the scheme, a police officer seizing a
vehicle will ensure that a background check is run to see whether
there is outstanding finance. The finance company will be contacted
to take possession of the vehicle if the registered keeper does not
collect it, repay all charges owed and ensure it is road legal.
It’s estimated that this new partnership could identify and remove
over 1,000 illegally driven cars from the road each year.

 

Chief Superintendent Brian Anderson, Chairman
of the Association of Chief Police Officers in Scotland’s Roads
Policing Operations Forum said:  “We have strong evidence to
suggest a higher than average percentage of these vehicles has
links to other types of crime beyond road traffic matters. The new
partnership will therefore extend benefits not only to the FLA but
to the police and wider communities across Scotland.”

 

Girish
Gupta